Todd Koellen. Designated Broker Owner, Stone Ridge Home Loans
You’re making one of the largest financial decisions of your life. My role is simple: help you do it with clarity, confidence, and no surprises.
Every mortgage involves tradeoffs between price, execution, and speed.
I help you understand those tradeoffs so you can make the right decision—not just chase the lowest number.
I earned my Business Finance degree from Eastern Washington University and have spent years guiding clients through complex financing decisions with a straightforward, transparent, and honest approach.
Many of my clients come to me after speaking with a bank or online lender—looking for clearer answers and a smoother process.
If you want a quick overview of how I work and what to expect, watch my 3 minute welcome video.
Outside of lending, my wife Lori and I live just west of Spokane on a small hobby farm (featured in the video). It keeps me grounded—and reflects how I approach my work: patience, precision, and long-term thinking.
What Clients Say:
"Todd is the most outstanding, customer-oriented financing professional I’ve worked with. He made a complex process feel clear and virtually pain-free."
"I chose to work with Todd over my own bank of 28 years—and would recommend him every chance I get."
— George A. Bombel, Brigadier General, U.S. Army (Ret.)
